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Building a Home: The Waiting Game
Just to give you a quick update on the house front: We qualified for an 85% loan (we’ll switch to an 80% loan for our permanent loan, once construction is complete). That wasn’t really a surprise because we’ve been crunching the numbers for a long time, but it was still a relief.Next step: Wait to hear how the appraisal goes. In order to actually get the loan, the total cost of the house we’re going to build (plus the land it sits on) has to be comparable to other houses in the neighborhood. This process can be difficult in gentrifying areas, since the sales prices of homes fluctuate wildly.… Read More -
Our Son Eats Sushi
This is another one of those posts that I hesitate to write. We are so, so happy with the eater Henry has become (he eats things like vegetarian sushi and seaweed salad with us!). I want to share our general approach and strategies, but I have no way of knowing if there’s a causal relationship between our strategies and the current outcome or if it’s merely a correlation.That’s what happens when your science experiment (er, parenting) only has a sample size of one.Regardless, I want to record our approach in this space because I want to adhere to it if we’re lucky enough to have a second child.… Read More -
Flipping a House?
Last week, I mentioned that one of my long-term financial goals is to get into real estate as a hobby and a secondary source of income (since I’ll always work primarily in non-profit as my day job). I also mentioned that Matt had no interest in saving up our money for such an endeavor, and it seemed very, very far away since we have about a trillion other things that we need to save for first (the house we’re building, a pool, an orchard, raised garden beds, a couch, a washer/dryer–the list goes on and on).
But then someone I know (hereto referred to as My Potential Business Partner) read… Read More
