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    Hanging My Head in Shame

     Okay, that title is a bit melodramatic, but I am seriously embarrassed to admit how much money we have been wasting on car insurance. No, this is not a paid, sponsored post. This is me finally getting around to something that has been on my to-do list for ages: finding cheaper car insurance.
    Years ago, I was with GEICO and loved them. They saw me through a stolen car and an accident that left my car and me in a ditch (in the middle of the night in rural Louisiana to be rescued by volunteer firefighters). 
    When we bought our house in 2008, Matt found us new insurance with Nationwide
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    Trying to Save More Money

    Matt and I are in the final stretch of finalizing our house design and the construction budget. With a construction loan, we will have to pay a down payment + closing costs on the total cost of the house. Then, at the end of construction, we will have to pay closing costs again to covert the construction loan into a 30-year fixed loan. 
    We haven’t yet filled out the bank paperwork to see what we can qualify for. I’m terrified that we won’t have enough money. I’m so eager to get settled and to take advantage of the amazingly low interest rates right now, but it’s not the best time
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    Reflection & Rejuvenation: August

    Oops! It’s been quite a while since I set aside time to reflect on the previous month and set goals for the upcoming month. When I last did it in June, I thought I was still pregnant. I set intentionally light goals for myself to honor my body’s needs during the first trimester. At the beginning of July, I realized I was having a miscarriage. I was too busy dealing with the current moment to reflect on the past or set intentions for July. When August started, I was so, so busy with the start of school. 
    So, mid-August, here I am! 
    What do I want to accomplish this
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