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Hack Your Money: How to Lower My Car Insurance Bill
As you all know, I’ve been searching for “novelty and progress.” So I picked up this book. I then proceeded to read the whole thing in one week. Next up, I panicked about how little money I have saved or invested. By the end of the week, I was thinking about how to lower my car insurance bill. And I cut my bill in half!
What I Learned from the Book
Phew! A lot happened in a short amount of time! The book was all about cutting your experiences in order to live off less, maximizing your income (in a variety of ways, including launching side hustles), … Read More
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Sticking to Your Budget: The Good, Bad, and Ugly
Matt and I have been thinking a lot about the concept of sticking to your budget. We dropped down to one income in January and really tightened up our spending.
We are trying to use Mint religiously. It forces us to think about how much money we have in each category. Each week, for example, I take items out of my online cart if I’m starting to go over our grocery budget. We also opt for free things rather than paid activities, if we know we are going to exceed our Entertainment budget. We only get something on Amazon if we have cash back bonus points from our credit cards. … Read More
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Dropping Down to One Income: How We Are Handling It
Starting in January, we will be dropping down to one primary income. I’m simultaneously excited and terrified! I am excited because it means that Matt will take on more domestic responsibilities, which will free me up to focus more at work. I’m terrified because our budget will be very, very tight. It will actually only work if he consistently brings in at least an additional $1,000 in revenue from educational consulting or photography/videography per month. And it completely depends on whether or not we can strictly follow our Mint budget.
I guess I should have a little more optimism about our ability to follow a budget, since we literally have … Read More