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    Budget Schmudget

    Vintage piggy bank from Etsy

    Living on one income is no fun at all (I apologize to those of you who are living on no income; I can only begin to imagine how whiny I sound!). Although Henry pays me daily with smiles and coos, we’re still hemorrhaging money.

    We’ll it’s not as bad as it sounds. We have money in savings that we can use to cover our expenses while I’m on maternity leave and work to start a public Montessori charter school, but we don’t really want to spend that money, since we also want to build a house in a pocket neighborhood.

    Hmm…I’m realizing that I

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    Saving for College: 529s

    I’ve had it on my to-do list since Henry was born to start a tax-free 529 savings plan to begin squirreling away money for his college tuition (and to allow the magic of compounding interest to help us out). We’re opting for a 529 rather than pre-paying in-state tuition because we have no idea where Henry will end up (we really don’t even know if he’ll go to college).

    But here we are, seven months later, and we haven’t done it yet. I really don’t know how to compare all the plans (every state has a different one, and you can invest in any state’s plan). Matt’s dad is recommending

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    New Wallet!

    Image courtesy of Komono Art

    So a long time ago–like, December of 2009–I read this post over at Superhero Journal. Andrea’s quote really resonated with me:

    “Someone told me once that if you want to draw a certain kind of abundance into your life, the type of wallet you carry is really important. At the time my wallet was used (by someone other than me first!) threadbare, and almost falling apart. As my friend would say, poverty wallet alert! Which I guess is like having bad feng shui of the wallet.”

    At the time, I loved my handmade wallet (from a laminated map and a Loteria game from the

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