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    Revisiting the Budget

    So last week I was talking about the new couch and eco-friendly mattress I wanted to get. Matt and I looked at a few furniture stores this weekend, and then I came home to look at our budget.

    Um, we will not be getting a new couch or an eco-friendly mattress any time soon.

    I was thinking we could make a few upgrades to our home because we have enough in the bank, and we’ve been adding to our “Lima Bean” savings account every month. I did not, however, take into account that my entire maternity leave would be unpaid. I haven’t talked to an official representative of the Human

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    It Pays to Discover

    Okay, I can’t believe I just used a capitalistic, consumeristic tagline as my title.

    But seriously, friends, it makes so much sense to use a Discover credit card for as many monthly purchases as possible and then earn money back.

    Disclaimer: Only use credit cards if you can pay off the entire balance each month! I am not advocating that you start racking up credit card debt. On the contrary! Credit cards can be super-dangerous because they can deceive you into thinking you have more money than you do. And honestly, it’s stupid to pay money for money (which is what we do if we carry credit card debt) unless … Read More