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    Trying to Save More Money

    Matt and I are in the final stretch of finalizing our house design and the construction budget. With a construction loan, we will have to pay a down payment + closing costs on the total cost of the house. Then, at the end of construction, we will have to pay closing costs again to covert the construction loan into a 30-year fixed loan. 
    We haven’t yet filled out the bank paperwork to see what we can qualify for. I’m terrified that we won’t have enough money. I’m so eager to get settled and to take advantage of the amazingly low interest rates right now, but it’s not the best time
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    Reflection & Rejuvenation: August

    Oops! It’s been quite a while since I set aside time to reflect on the previous month and set goals for the upcoming month. When I last did it in June, I thought I was still pregnant. I set intentionally light goals for myself to honor my body’s needs during the first trimester. At the beginning of July, I realized I was having a miscarriage. I was too busy dealing with the current moment to reflect on the past or set intentions for July. When August started, I was so, so busy with the start of school. 
    So, mid-August, here I am! 
    What do I want to accomplish this
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    How and Why I Took an Extended Maternity Leave

    Last week, M.S. left a comment on this post that said: “I’d love to know more about how you and your husband budgeted the amount
    of money you would need to save to transition into a family and work
    less than full-time for a while after Henry was born. There is
    surprisingly little information out there for couples on this topic.”

    For as long as I can remember, I knew that I either wanted my partner or me to stay home with our child in the early years. It just seemed like it would be natural and healthy for their development. At one point several years ago, Matt said he
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